

TMU Management (TMU) is a specialist Insurance Managing Agent providing credit risk insurance solutions that strengthen businesses in travel, payments, and foreign exchange.
We began by focusing on the travel industry, where we remain the leading provider of credit risk insurance, safeguarding pipeline funds and helping companies meet acquirer and regulatory requirements. Building on this expertise, we now deliver equally robust solutions for payment institutions and FX brokers, helping them operate securely in high-volume, high-risk environments.

Founded in 2020, TMU was created to deliver smarter, more reliable protection for industries facing complex risks.
We combine proprietary technology, deep sector knowledge, and trusted stakeholder relationships to deliver insurance that integrates seamlessly into existing financial systems. Driven by real-time API data, our solutions provide granular insights that allow clients to anticipate, monitor, and respond to risks as they emerge.

Our embedded insurance solutions give clients clear advantages:
This approach ensures clients are not only protected against risk but also better positioned to serve their own customers with confidence and stability.

At TMU, we do more than provide insurance. We enable businesses to grow securely, adapt to change, and protect their reputation. From our roots in travel to our expanding portfolio across payments and FX, our goal remains the same: to embed confidence at the heart of your operations.