For acquiring banks, PSPs, and card issuers, risk doesn’t end at the point of sale. Merchant insolvencies, settlement defaults, and dispute-driven chargebacks can create sudden financial exposures that undermine stability and restrict growth.
TMU Management provides specialist insurance solutions designed for payment institutions. Our policies protect against the unique risks within the card payment ecosystem, strengthening resilience while enabling institutions to expand portfolios with confidence.
Specialist cover for acquiring banks against chargebacks arising from merchant insolvency, non-delivery of goods or services, and other disputes. Easily embedded into card processing systems and merchant discount rates, this solution reduces exposure and enables continued acquisition across higher-risk verticals with confidence.
Protection for card issuers against settlement default by counterparties in card transactions. This reduces capital exposure, safeguards liquidity, and helps institutions meet card scheme requirements.
Together, these solutions address the critical vulnerabilities faced by payment institutions across the transaction lifecycle.
No two payment institutions are the same. Every acquirer, PSP, or card issuer operates with a unique merchant mix, risk appetite, and operational model. That’s why TMU’s solutions are never off-the-shelf. We work closely with your team to design policies that align with your structure, support compliance, and strengthen financial resilience.
As a regulated MGA, TMU Management combines insurance expertise with specialist knowledge of payment risk. We design solutions that do more than satisfy regulatory scrutiny; they actively enable commercial growth by reducing exposure, improving confidence, and supporting institutions in higher-risk environments.
If you are an acquiring bank, PSP, or card issuer looking to strengthen resilience, reduce exposure, and support growth, TMU Management can help. Contact our team today to discuss a bespoke solution for your portfolio.
Contact usOur clients include acquiring banks, PSPs, and card issuers with diverse portfolios. We’ve enabled institutions to expand into high-growth but higher-risk sectors by embedding insurance at the processing level. We’ve supported card issuers in meeting scheme requirements while reducing the capital burden of settlement default. Each solution is tailored, practical, and built for seamless integration.
Stay informed with the latest updates, industry trends, and expert perspectives from TMU Management. Explore how evolving risks, regulations, and innovations are shaping the future of payment protection.
If you are an acquiring bank, PSP, or card issuer looking to strengthen resilience, reduce exposure, and support growth, TMU Management can help. Contact our team today to discuss a bespoke solution for your portfolio.
Contact usThank you for your interest in TMU Management. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
