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Insurance Solutions for Online Travel Agencies (OTAs)

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Why Insurance is Essential for Online Travel Agencies

Online Travel Agencies (OTAs) sit at the centre of the modern travel industry, managing high volumes of bookings across multiple suppliers, destinations, and currencies. This scale brings opportunity, but it also brings exposure. With such complex operations, even one supplier default or system breakdown can trigger major financial and reputational consequences.

OTAs face unique risks: high transaction flows, multi-supplier dependency, fluctuating consumer demand, and the expectation of 24/7 reliability. Ensuring financial protection and operational resilience is not just a safety net, it is a core part of delivering customer confidence and meeting regulatory obligations.

At TMU Management, we design bespoke, embedded insurance solutions that strengthen every link in the OTA value chain. From protecting customer payments and supplier contracts to ensuring compliance with Package Travel Regulations, we help OTAs reduce uncertainty, build resilience, and operate with confidence.
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The Types of Insurance We Provide

Our insurance solutions are built specifically for the demands of OTAs. They integrate seamlessly into your operations and scale as your business grows.

The Key Benefits of Our Insurance Policies

Package Travel Regulation Compliance

Full alignment with UK Package Travel Regulations, ensuring you meet every financial protection obligation with confidence.

Protection for High Transaction Volumes

Specialist cover that scales to handle large numbers of daily transactions, safeguarding your pipeline funds.

Supplier Risk Mitigation

Protection against supplier collapse, giving you confidence when contracting across multiple destinations and markets.

Customer Confidence and Retention

Secure bookings increase trust, strengthen loyalty, and drive repeat business.

Operational Resilience

Insurance solutions embedded into your systems to reduce disruption and maintain continuity.

Tailored Flexibility

Policies designed around the complexities of OTA operations, from multi-supplier flows to international booking channels.

Get an Insurance Policy For Your Online Travel Agency

If you need insurance that is built around how your OTA really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure and build a bespoke solution that fits your strategy.
Contact us
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Why Leading Online Travel Agencies Trust Our Insurance Solutions

Leading OTAs work with TMU Management because we go beyond generic insurance. Our solutions are designed with a deep understanding of the online travel ecosystem, the risks, the regulations, and the expectations of both customers and regulators. By working with TMU, OTAs gain more than financial cover; they gain an embedded solution that supports scalability, compliance, and long-term growth.

Our Online Travel Agent Case Studies

Our work demonstrates how tailored insurance can transform resilience in the travel industry. From helping OTAs integrate insurance solutions that satisfy acquirer requirements, to protecting multi-supplier flows with pipeline fund protection, TMU has delivered solutions that strengthen compliance, reduce risk, and enhance customer confidence.
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Xander Pay

TMU and Xander Pay embed insurance-backed payment protection to secure hotel-agent settlements, improve liquidity and reduce financial risk.
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Travel Ledger

TMU and Travel Ledger embed protected payments insurance into the platform to secure agent-supplier settlements, improve liquidity and enhance trust.
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Travel Counsellors

See how TMU helped Travel Counsellors embed supplier airline failure insurance, safeguarding client funds and boosting trust globally.

Frequently Asked Questions

Can TMU's insurance help OTAs stay compliant with Package Travel Regulations?
Yes. TMU Management provides insurance solutions that ensure OTAs fully meet UK Package Travel Regulations. We support our clients with SFI and SAFI cover, pipeline funds protection, Financial Failure Insurance (FFI), and bonds. Every solution is tailored to your business model, so you get the protection you need without paying for cover you do not.
How does TMU protect OTAs from supplier failure?
OTAs rely on multiple suppliers, often across different markets. If a key airline, hotel chain, or ground supplier collapses, the financial impact can be severe. TMU’s Financial Failure Insurance and pipeline funds protection ensure that both your customers and your business are safeguarded, even in the event of unexpected supplier insolvency.
Can TMU's solutions scale as my OTA grows?
Absolutely. Our embedded insurance integrates into your systems and grows with your business. Whether you are processing hundreds or thousands of bookings per day, our solutions adapt in real time to match your exposure, ensuring constant protection.
How does TMU improve customer confidence for OTAs?
Customers are more likely to book with an OTA they trust. By embedding financial protection into your business, you send a powerful message: their money and travel experience are secure. This not only improves conversion rates but also builds repeat business and brand loyalty.

Want Embeddable Business Protection for Your Online Travel Agency?

If you need insurance that is built around how your OTA really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure and build a bespoke solution that fits your strategy.
Contact us