Tour operators face unique risks that extend far beyond day-to-day operations. From managing customer funds to handling supplier contracts, your business sits at the centre of a complex financial ecosystem. Without robust protection, one unexpected disruption can threaten your ability to deliver holidays, meet compliance requirements, or maintain customer trust.
Insurance is not just about covering losses. It is about creating the stability and confidence you need to grow, expand, and build long-term relationships with customers, suppliers, and financial partners.
TMU Management specialises in providing embedded insurance solutions designed specifically for tour operators. Our products are built around the requirements of the Package Travel Regulations and the demands of merchant acquirers, giving you peace of mind that your obligations are met. Each solution is tailored to your operating model, ensuring that you are protected where you need it most.
We provide tailored protection that fully supports compliance with the Package Travel Regulations. From SFI and SAFI to bonds and FFI, our cover is designed to meet your legal obligations with confidence.
We are specialists in the travel sector, with deep understanding of Package Travel Regulations and the operational challenges of tour operators. This allows us to design cover that aligns with your exact requirements.
Merchant acquirers expect robust protection against insolvency-related chargebacks. Our solutions help you meet these requirements, reducing exposure and maintaining your relationships with key financial partners.
Customer money in transit is often one of the most vulnerable areas for tour operators. Our solutions protect pipeline funds, ensuring that even if a supplier or intermediary fails, you can continue to deliver for your customers.
As your business grows, so do your risks. TMU designs insurance solutions that scale with you, ensuring your protection keeps pace with new destinations, products and customer volumes.
By embedding insurance directly into your business model, we help strengthen your financial stability and reassure customers, regulators, and partners that you are protected at every level.
If you need insurance that is built around how your business really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure, and build a bespoke solution that fits your strategy.
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Leading tour operators choose TMU because our solutions go beyond standard insurance products. We deliver embedded protection that integrates into your operations, helps you meet acquirer expectations, and supports full Package Travel Regulation compliance. By working in partnership with your team, we ensure our cover not only protects your funds but also strengthens your ability to scale with confidence.
Our work demonstrates how tailored insurance can transform resilience in the travel industry. From helping operators expand with embedded insurance that meets acquirer requirements to protecting funds against supplier insolvency, TMU has delivered solutions that strengthen compliance, reduce risk, and safeguard reputations.
If you need insurance that is built around how your business really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure, and build a bespoke solution that fits your strategy.
Contact usThank you for your interest in TMU Management. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
