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Our
Insurance Solutions

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About Our Insurance Solutions

TMU Management delivers specialist insurance solutions built around the unique needs of regulated businesses and the global travel trade. We understand that traditional, off-the-shelf cover rarely reflects the operational realities of complex industries, which is why we design policies that are tailored, flexible, and focused on real-world risks.

Our insurance policies are not just about meeting compliance requirements. They are about safeguarding financial stability, strengthening credibility, and giving organisations the confidence to grow. From protecting client monies to mitigating chargeback exposure and covering supplier or settlement failures, our solutions provide the security you need to operate without disruption.

At TMU, we act as both your insurance partner and strategic adviser, ensuring you have the right structures in place to protect your organisation, your customers, and your stakeholders.

The Types Of Insurance We Provide

We provide a wide range of insurance policies that support travel companies, payment institutions, financial services firms, and technology platforms. Every policy is designed to integrate seamlessly into your business model, supporting compliance, customer trust, and financial resilience.

Financial Failure Insurance (FFI)

Cover against losses from supplier insolvency, protecting consumers and business continuity.
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Supplier Failure Insurance (SFI)

Tailored protection for non-airline supplier insolvency, including accommodation and ground handlers.
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Scheduled Airline Failure Insurance (SAFI)

Specialist cover against airline insolvency to protect clients and enable rapid rebooking.
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Pipeline Funds Insurance

Safeguards client money in the transaction chain, giving peace of mind to all parties in the value chain.
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Bonding Solutions

Compliant bonding solutions to meet Package Travel Regulations, acquirer conditions, and trade association requirements.
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Bespoke Solutions

Secure your travel business with TMU's bespoke insurance. Protect funds, ensure compliance and mitigate risks with tailored solutions.
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Acquirer Chargeback Insurance

Protection for acquiring banks and PSPs against chargeback liability, enabling confident expansion into higher-risk sectors.
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Card Issuing Settlement Cover

Insurance for card issuers against settlement default by counterparties, reducing capital exposure.
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FX Settlement Cover

Protection for brokers against client default on unsettled FX trades, including SPOT, Forward, and Options contracts.
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Get Financial Insurance For Your Business

If you need insurance that’s built around how your business really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure and build a bespoke solution that fits your strategy.
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