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Insurance Solutions for Homeworking Groups

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Why Insurance is Essential for Homeworking Groups

Homeworking groups are one of the fastest-growing sectors in travel. With distributed agent networks operating under a central brand, they bring flexibility, local knowledge, and personal service to travellers. But they also face unique challenges: ensuring compliance across multiple agents, safeguarding client funds, and maintaining consistent protection and consumer confidence.

The risk exposure of homeworking groups is not always obvious. A single agent error or a supplier collapse can ripple across the entire group. Regulators and merchant acquirers require strong financial protection and adherence to the Package Travel Regulations, placing responsibility firmly on the group as a whole.

TMU Management provides bespoke, embedded insurance solutions that protect both the central organisation and every agent under its umbrella. We ensure homeworking groups have the security to operate confidently, maintain compliance, and deliver the reassurance customers demand.
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The Types of Insurance We Provide

Our cover is designed to reflect the structure and needs of homeworking groups, delivering consistent protection across the entire network.

The Key Benefits of Our Insurance Policies

Package Travel Regulation Compliance

Full compliance with UK Package Travel Regulations, ensuring your group meets its legal obligations and protects consumer funds.

Network-Wide Protection

Centralised solutions that extend across every homeworking agent, creating consistency and minimising risk.

Supplier Risk Management

Protection from supplier collapse, safeguarding bookings and customer payments across your distributed network.

Customer Confidence and Growth

Demonstrating strong financial protection builds consumer trust, helping each agent attract and retain more clients.

Operational Continuity

Insurance that ensures disruption does not compromise service, allowing agents to maintain their client relationships.

Tailored Group Solutions

Flexible cover designed around the unique needs of homeworking groups, ensuring that both central and individual risks are managed effectively.

Get an Insurance Policy For Your Homeworking Group

If you need insurance that is built around how your homeworking group really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure and build a bespoke solution that fits your strategy.
Contact us
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Why Leading Homeworking Groups Trust Our Insurance Solutions

Leading homeworking groups work with TMU Management because we understand the complexities of running distributed agent networks. We deliver solutions that cover the central business and every agent equally, supporting compliance, safeguarding funds, and creating customer confidence across the network. With TMU, groups can scale their operations while ensuring protection remains consistent and reliable.

Our Homeworking Group Case Studies

Our work demonstrates how tailored insurance can transform resilience in the travel industry. From enabling homeworking groups to integrate centralised protection across their agent networks, to safeguarding pipeline funds against supplier collapse, TMU has delivered solutions that strengthen compliance, reduce risk, and enhance customer trust.
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Xander Pay

TMU and Xander Pay embed insurance-backed payment protection to secure hotel-agent settlements, improve liquidity and reduce financial risk.
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Travel Ledger

TMU and Travel Ledger embed protected payments insurance into the platform to secure agent-supplier settlements, improve liquidity and enhance trust.
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Travel Counsellors

See how TMU helped Travel Counsellors embed supplier airline failure insurance, safeguarding client funds and boosting trust globally.

Frequently Asked Questions

Can TMU's insurance cover all agents in a homeworking group?
Yes. TMU Management designs centralised solutions that extend across your entire agent network. This ensures consistent compliance with Package Travel Regulations and uniform protection for customers, no matter which agent they book with.
How does TMU support Package Travel Regulation compliance for homeworking groups?
We provide SFI and SAFI cover, bonds, pipeline funds protection, and Financial Failure Insurance (FFI), all aligned with UK Package Travel Regulations. By embedding these protections across your group, you remain fully compliant while reducing administrative pressure on individual agents.
What happens if one of our suppliers collapses?
If a key supplier such as an airline or accommodation provider goes into insolvency, TMU's Financial Failure Insurance and pipeline protection safeguard customer funds and ensure continuity of service. This means your agents can reassure clients and protect your group’s reputation, even during supplier failures.
Can TMU's solutions adapt as our group grows?
Absolutely. Whether you are supporting ten agents or hundreds, TMU’s insurance solutions scale with your network. Our embedded approach ensures that growth does not create gaps in compliance or exposure, giving you the confidence to expand with security.

Want Embeddable Business Protection for Your Homeworking Group?

If you need insurance that is built around how your homeworking group really works, TMU Management is ready to help. Our team is here to explore your challenges, understand your risk exposure and build a bespoke solution that fits your strategy.
Contact us