TMU Management is a specialist provider of embedded, data-driven insurance solutions for travel companies. Our intelligent risk management products integrate seamlessly with your financial operations, creating confidence at every stage of the customer journey.
From start-ups to established operators, our solutions are designed to reduce financial exposure, enhance regulatory compliance and support scalable, sustainable growth.
TMU is a leading provider of insurance solutions for travel businesses seeking full compliance with the Package Travel Regulations. Our products are aligned with acquirer expectations and legal requirements, giving you the confidence that customer payments are safeguarded and operational resilience is maintained.
Our embedded protection solutions are tailored to address the full spectrum of risks within the travel sector. From SFI and SAFI to Financial Failure Insurance, bonds and pipeline fund protection, our products are designed to safeguard every element of your business against disruption.
We go further than covering the expected. TMU examines your operations in detail to identify exposures you may not even realise exist. By anticipating hidden vulnerabilities and designing solutions around them, we ensure that your customers, partners and financial flows remain protected, and your business is strengthened for long-term resilience.
We work with a wide range of businesses across the travel industry, providing tailored insurance solutions that safeguard operations, protect funds, ensure compliance with Package Travel Regulations, and strengthen market credibility.
Our support does not end with a policy. We enable traveller repatriation and intermediary recovery, ensuring continuity of service and protecting your reputation.
Every solution is designed in collaboration with your team to reflect your model and risk profile. With TMU, you are not just meeting regulations. You are strengthening every part of your commercial chain.
We design embedded solutions that operate in real time, adapting to changes in your exposure and supporting both your compliance and your growth. Our cover helps future-proof your operations while maintaining flexibility for evolving business models.
TMU ensures seamless integration with existing payment systems and operational workflows, minimising disruption and enhancing efficiency. Whether you are handling high-volume transactions, complex billing or multi-currency flows, we align with your finance and tech teams to streamline processes, automate reconciliations and deliver full visibility.
TMU ensures your operations are fully aligned with Package Travel Regulation (PTR) requirements, supporting legal and financial obligations with confidence. We help protect customer funds, manage trust accounts and support accurate reporting, working closely with your legal and finance teams. Our expertise in the travel sector and its regulatory framework ensures compliance without compromising agility or customer experience.
If you are ready to protect your funds, meet regulatory requirements and grow with confidence, TMU Management is here to help.
Contact usOur work shows how intelligent, embedded insurance can transform resilience in the travel industry. We have supported tour operators in meeting Package Travel Regulation compliance, helped OTAs strengthen protection for high-volume international bookings, and worked with cruise and airline partners to safeguard advance customer payments.
Across every project, our focus is the same: delivering tailored insurance that ensures compliance, reduces exposure and reinforces trust in our clients' businesses.
Stay informed with TMU Management's latest updates, expert perspectives, and industry insights. Explore how changing risks, evolving regulations and new innovations are shaping the future of embedded insurance in the travel sector.
If you are ready to protect your funds, meet regulatory requirements and grow with confidence, TMU Management is here to help.
Contact usThank you for your interest in TMU Management. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
