Chargebacks represent one of the most significant risks for acquiring banks and payment institutions, particularly in high-risk verticals. When a merchant fails, chargebacks do not disappear; liability falls to the acquirer. TMU Management’s Acquirer Chargeback Insurance is purpose-built to mitigate this risk, providing financial protection at the point of sale and ensuring portfolios remain resilient.
Who We Cover
TMU Management works with acquirers, payment service providers (PSPs), and financial institutions seeking to reduce exposure from chargebacks. Our solutions are designed to integrate seamlessly into existing processes and provide confidence when operating across a broad mix of merchant sectors.
Insurance solutions that integrate seamlessly into booking and payment systems, providing built-in protection for partners, suppliers and end customers.
The Key Benefits of Our Acquirer Chargeback Insurance
Regulatory Compliance
Alignment with regulatory scrutiny and compliance requirements.
Seamless Integration
Seamless embedding into existing processing flows and merchant discount rates.
Business Confidence
Confidence to acquire in higher-risk verticals with controlled exposure.
Reduced Business Risk
Risk transfer that reduces direct liability for insolvency-related chargebacks.
Tailored Solutions
Tailored solutions that reflect your unique merchant mix and portfolio profile.
Industry Expertise
Backing from a fully regulated MGA with specialist sector knowledge.
What's Covered Under Our Policy
Acquirer Chargeback Insurance provides financial protection where insolvency-driven chargebacks impact an acquirer or PSP, ensuring operational resilience. These are only examples, and the precise inclusions, exclusions and details of cover will be set out in your final insurance policy.
Included
Cover for chargebacks linked to merchant insolvency
Cover across higher-risk verticals where exposure is greatest
Integration into card processing systems and merchant discount structures
Bespoke policy structures tailored to portfolio risk appetite
Not Covered
Fraud or wilful misconduct
Losses outside the agreed coverage scope
Get Acquirer Chargeback Insurance for Your Business
If you need cover that protects your portfolio from insolvency-driven chargebacks and supports growth in high-risk sectors, TMU Management is here to help. Our team works with acquirers and PSPs to design bespoke solutions that fit seamlessly into existing operations. Contact us today to explore how Acquirer Chargeback Insurance can strengthen your risk management and enable continued acquisition with confidence.
Why Choose TMU Management For Your Acquirer Chargeback Insurance
As an MGA, TMU Management combines regulatory credibility, underwriting expertise, and deep market knowledge. We work with financial institutions worldwide to build tailored cover that reduces exposure and supports growth, not just compliance.
Our Latest Case Studies
TMU has supported financial institutions in embedding chargeback cover that enabled expansion into new sectors while maintaining resilience. We have designed solutions that protected acquirers from significant merchant defaults and created long-term value by aligning insurance directly with portfolio strategy.
Yes. Acquirer Chargeback Insurance is designed to align with regulatory expectations around capital adequacy and risk management. It provides a compliant mechanism to mitigate liabilities while enabling continued acquisition.
Is this product bespoke to each acquirer?
Absolutely. Every portfolio is different, and our solutions are never off the shelf. We work with you to analyse your merchant mix, exposures, and strategy, and build cover that fits seamlessly.
Can it be embedded into existing systems?
Yes. Our policies are designed for seamless integration into card processing flows, merchant discount rates, and operational risk management frameworks.
Get Acquirer Chargeback Insurance for Your Business
If you need cover that protects your portfolio from insolvency-driven chargebacks and supports growth in high-risk sectors, TMU Management is here to help. Our team works with acquirers and PSPs to design bespoke solutions that fit seamlessly into existing operations. Contact us today to explore how Acquirer Chargeback Insurance can strengthen your risk management and enable continued acquisition with confidence.
Thank you for your interest in TMU Management. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
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TMU Management Limited is an Appointed Representative, FRN 968471, of Bluefriars Brokers Limited. Bluefriars Brokers Limited is authorised and regulated by the Financial Conduct Authority, FRN 604987. Bluefriars Brokers Limited is registered at Lloyd's, BFB 1605. Registered Address: Unit 10, Tinwell Business Park, Steadfold Lane, Stamford, PE9 3UN | Company Number: 13645488 | VAT Number: 123 332 066
