Settlement default is a critical risk for card issuers, exposing institutions to sudden losses and liquidity strain. TMU Management’s Card Issuing Settlement Cover provides protection in the event of counterparty default within card transactions, helping issuers manage capital requirements and safeguard operational resilience.
Who We Cover
We work with card issuers and financial institutions seeking to reduce settlement exposure and meet card scheme requirements. Our policies are designed to support both established issuers and fintech challengers operating in fast-growth environments.
Insurance solutions that integrate seamlessly into booking and payment systems, providing built-in protection for partners, suppliers and end customers.
The Key Benefits of Our Card Issuing Settlement Cover
Regulatory Compliance
Compliance support for card scheme requirements.
Enhanced Protection
Protection against settlement default by counterparties.
Confidence To Grow
Confidence to scale operations while maintaining resilience.
Reduced Business Risk
Reduced capital exposure for issuing banks and fintechs.
Tailored Solutions
Tailored solutions that align with issuer operating models.
Industry Expertise
Backing from a fully regulated MGA with specialist expertise.
What's Covered Under Our Policy
Card Issuing Settlement Cover provides protection where counterparties fail to meet their settlement obligations, reducing issuer exposure and safeguarding continuity. These are only examples, and the precise inclusions, exclusions and details of cover will be set out in your final insurance policy.
Included
Cover for settlement default by counterparties in card transactions
Support to meet card scheme compliance obligations
Bespoke structuring to reflect issuer portfolio risk and growth strategy
Reduced strain on capital reserves and liquidity management
Not Covered
Fraud or wilful misconduct
Exposures outside the agreed policy scope
Get Card Issuing Settlement Cover for Your Business
If you want to reduce settlement risk, strengthen liquidity and support compliance with card scheme requirements, TMU Management can help. Our solutions are built to safeguard issuers and deliver confidence across card programmes. Reach out to our team today to discuss how bespoke Settlement Cover can reduce exposure and build resilience for your card issuing operations.
Why Choose TMU Management For Your Card Issuing Settlement Cover
TMU Management brings together regulatory understanding, underwriting strength, and practical sector knowledge. We work with issuers across a range of business models to deliver bespoke solutions that reduce exposure, satisfy compliance, and create space for sustainable growth.
Our Latest Case Studies
We have helped issuers strengthen their resilience against settlement defaults by designing cover aligned to their growth ambitions and regulatory environment. Our solutions have reduced capital exposure and provided issuers with confidence to expand their programmes securely.
Yes. Our Settlement Cover is structured to align with card scheme expectations, supporting compliance and providing assurance to stakeholders.
Is this only for established issuers?
No. We work with both established banks and emerging fintech issuers, tailoring our solutions to each operating model and growth stage.
How is the policy structured?
Every issuer portfolio is different, so each policy is bespoke. We work with your team to assess exposures and structure a solution that fits your operations.
Get Card Issuing Settlement Cover for Your Business
If you want to reduce settlement risk, strengthen liquidity and support compliance with card scheme requirements, TMU Management can help. Our solutions are built to safeguard issuers and deliver confidence across card programmes. Reach out to our team today to discuss how bespoke Settlement Cover can reduce exposure and build resilience for your card issuing operations.
TMU Management Limited is an Appointed Representative, FRN 968471, of Bluefriars Brokers Limited. Bluefriars Brokers Limited is authorised and regulated by the Financial Conduct Authority, FRN 604987. Bluefriars Brokers Limited is registered at Lloyd's, BFB 1605. Registered Address: Unit 10, Tinwell Business Park, Steadfold Lane, Stamford, PE9 3UN | Company Number: 13645488 | VAT Number: 123 332 066
Thank you for your interest in TMU Management. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
